Mortgage Lending

MTM's OnBase for Mortgage Lending solution helps lenders save time and money and streamline their processes by digitizing, standardizing, and automating enterprise content management.

Many steps are necessary to enable the vision of the paperless eMortgage - a mortgage where the loan documents are created electronically, transferred electronically and ultimately stored electronically. The term eMortgage also may be applied to a specific file that is the electronic version of a loan document. The electronic version may be a scanned or imaged version of a document. Scanning and storing imaged documents is the first step toward the more comprehensive eMortgage transaction. An integral step in that process is converting paper documents into electronic format. With the new MISMO standards evolving for the creation of electronic documents and SMART documents, the lending industry is moving towards a paperless environment.

Financial organizations utilize OnBase to optimize and streamline the full range of mortgage operations, including: Origination, Underwriting, Post Closing and Audit, Shipping and Delivery, and Servicing.

OnBase allows for instant and secure access to all mortgage loan documents, ensures that processes are manageable and measurable, and increases operational efficiencies. It provides imaging, input and capture, storage,



retrieval and workflow routing of mortgage loan documents in one easy-to- use interface.

The open architecture of the system enables seamless integration with existing loan origination systems, third-party lending software, as well as other applications (e.g., accounting, human resources, etc.).

  • Streamline review and routing of loan documents
  • Provide instant, secure access to all loan documents and data
  • Reduce administrative operating expenses
  • Ensure loan processes are manageable and measurable
  • Expedite loan closing and funding
  • Improve customer service
  • Leverage loan origination software with seamless integration and data exchange

Mortgage Lending Solutions